11.05
·Reported
·Importance II
·Sources 1
·China
On November 5, a netizen posted that when making a cross-border remittance to an account under their own name, it triggered the Industrial and Commercial Bank of China's anti-fraud risk control, resulting in a payment freeze. Handling the unfreezing and remittance offline encountered obstacles. Because they did not answer the anti-fraud phone call, the local police station contacted their father to remind them to answer. Another netizen reported that transferring funds from their card to Alipay was also frozen.
10.17
·Reported
·Importance II
·Sources 1
·Xiamen
On October 17, a netizen posted on Xiaohongshu that when applying for a bank card at the Chengyi Plaza Branch of ICBC in Jimei, Xiamen, the teller unauthorizedly opened a personal pension account for them; the money transferred in could not be withdrawn, and they were told it could only be withdrawn upon retirement.
09.17
·Verified
·Importance IV
·Sources 1
·China
The half-year reports of the Big Six banks show that the combined balance of personal housing loans fell by 508.6 billion yuan in the first half of the year, more than half of the 711.5 billion yuan decline recorded for all of 2025; the non-performing loan ratio of Industrial and Commercial Bank of China's personal mortgages rose 23 basis points in six months to 1.29%, and the mortgage NPL ratios of all six major banks are rising.
09.16
·Reported
·Importance IV
·Sources 1
·London, United Kingdom
On September 14, the International Consortium of Investigative Journalists released an investigative report, pointing out that the Industrial and Commercial Bank of China's London branch, under directives from headquarters, tied commercial business to national strategy, provided financing to sensitive enterprises, and bypassed compliance procedures to assist Huawei in transferring huge sums of money, reflecting the operational logic of Chinese state-owned banks where profit serves political objectives.
09.14
·Reported
·Importance IV
·Sources 1
·London, United Kingdom
According to an ICIJ investigation based on 4.8 million confidential documents, ICBC's London branch, at the behest of its Beijing headquarters, provided financing for Belt and Road projects and opened accounts for the daughter of Azerbaijan's dictator, Russian oligarchs, and companies linked to Belarus's military-industrial complex.
09.14
·Reported
·Importance IV
·Sources 1
·London, United Kingdom
According to an ICIJ investigation, days after Meng Wanzhou was indicted by the United States in February 2019, ICBC's London branch urgently convened nine employees on a Saturday, bypassing internal compliance procedures to remit more than $1.3 billion in Huawei deposits back to China; compliance officers raised risk warnings, but the Beijing headquarters insisted on proceeding with the transaction.
09.14
·Reported
·Importance III
·Sources 1
·London, United Kingdom
According to an ICIJ investigation, while Zhang Hongli, a former executive director of ICBC, was in office, his former employer Deutsche Bank accused him of transferring $3.9 million to a company owned by relatives; ICBC did not pursue the matter and instead promoted him to become the main driving force behind Belt and Road financing. Zhang Hongli was later sentenced by a Chinese court to a suspended death penalty for accepting bribes.
09.07
·Official claim
·Importance III
·Sources 1
·Beijing
Xinhua News Agency reported on September 7, 2026 that eight major state-owned financial institutions, including the Industrial and Commercial Bank of China and the Agricultural Bank of China, simultaneously issued capital increase announcements, planning to raise 360 billion yuan to replenish capital through the issuance of special treasury bonds and capital injections from the Ministry of Finance, among other means.
09.02
·Reported
·Importance IV
·Sources 1
·Zhengzhou, Henan
According to online reports, a boss who was preparing to pay 500 employees went to the Industrial and Commercial Bank of China in Zhengzhou to withdraw money, but was refused by the bank on various pretexts. He then set fire to the bank, and firefighters arrived at the scene to put out the fire.
2026.09
·Reported
·Importance IV
·Sources 3
·China
In Q2 2026, the net interest margin of commercial banks fell to 1.25%, with the margins of the four major banks — ICBC, ABC, BOC and CCB — ranging between 1.23% and 1.29%, and the posted one-year deposit rate already cut to 0.95%.
08.16
·Reported
·Importance II
·Sources 1
·Zhejiang
On August 16, 2026, a Zhejiang netizen went to the Industrial and Commercial Bank of China to close an account, bringing a death certificate, a cremation certificate, and a household register. Because the bank did not accept the household register and government service app documents, they were asked to go to the police station to obtain a new certificate bearing an official seal.
2026.06
·Official claim
·Importance IV
·Sources 1
·China
Audits explicitly named ICBC, CCB, Bank of Communications, CITIC, and other banks for tech-finance that fails to live up to its name, stating that 126 provincial branches retroactively labeled 64.22 billion yuan in loans as tech loans after the fact.
2025.06
·Reported
·Importance III
·Sources 3
·China
For the first time ever, the Industrial and Commercial Bank of China has stepped in to acquire a village bank and reorganize it into its own branch, reflecting that the holes at the grassroots level are so numerous that the original takers lack the capacity to absorb them.