Commercial Banks' Net Interest Margin Falls to 1.25% in Q2

In Q2 2026, the net interest margin of commercial banks fell to 1.25%, with the margins of the four major banks — ICBC, ABC, BOC and CCB — ranging between 1.23% and 1.29%, and the posted one-year deposit rate already cut to 0.95%.

Evidence EVIDENCE

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一个狠人

2026-10-24 06:16 · 一个狠人发布了新视频：8月新增貸款600億比封城時還慘！居民不借企業不投全社會無聲罷工、銀行1.6%存款倒貼買1.2%國債、全社會利息14萬億是GDP增量1.65倍！龐氏融資、主權信用在替私人信用收屍

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一个狠人

2026-10-24 06:16 · 一个狠人发布了新视频：降息銀行先死、不降息借款人先死！居民8萬億需求退出循環、長端利率每漲100基點銀行虧4.5萬億、銀行淪為財政部門、隱債少7.8萬億法定債多14.1萬億！中共金融死鎖、明年農商行先炸

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光明网：前8个月人民币贷款增加10.44万亿元

2026-10-24 06:16 · 今年前8个月，我国人民币贷款增加10.44万亿元，贷款规模保持合理增长，信贷结构持续优化。

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This event Commercial Banks' Net Interest Margin Falls to 1.25% in Q2 2026.09 · Reported

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Article · 2026-09-18 01:10 Lowering interest rates kills banks first, not lowering them kills borrowers first! 8 trillion in resident demand exits circulation, every 100 bps rise in long-term rates costs banks 4.5 trillion in losses, banks reduced to fiscal departments, implicit debt drops by 7.8 trillion while legal debt surges by 14.1 trillion! The financial deadlock of the Chinese Communist Party, rural commercial banks likely to blow up first next year

Article · 2026-09-17 00:23 August New Loans at 60 Billion—Worse Than During the Lockdown! Residents Won't Borrow, Enterprises Won't Invest, and Society Quietly Goes on Strike. Banks Pay 1.6% on Deposits to Buy 1.2% Government Bonds. Total Societal Interest Hits 14 Trillion—1.65 Times GDP Growth! Ponzi Financing and Sovereign Credit Are Clearing the Corpse of Private Credit

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