On October 3, a netizen complained that after receiving a transfer from family during the National Day holiday, their China Construction Bank card was frozen less than a minute after the funds arrived; customer service only said they had to wait 3 business days, and many commenters shared similar experiences of blanket risk-control measures, questioning whether anti-fraud risk controls frequently misfire against ordinary users.[social control][Netizen Comments][China Construction Bank][one-size-fits-all approach]