On October 15, netizens revealed that as early as June 2025 the Hubei Provincial Department of Human Resources and Social Security had already launched the "Sheyin Loan" social insurance loan service, letting people short of money borrow money to pay their social insurance contributions, mocked as the "social insurance loan" that lends a heartwarming road to social insurance.[CCP Policy][Hubei][Hubei Provincial Department of Human Resources and Social Security]