So sudden — is the CCP going bankrupt!? All Chinese bank cards overseas frozen, outright robbery!? They've started hunting people down one by one through data, the new policy is absolutely crazy! Qiqi Baba TALK『Refresh Your Mind 797』20261013

This episode discusses the mandatory social security policy recently pushed by the Chinese Communist Party (CCP), which uses "data-driven identification" to track down uninsured individuals and pressure them into paying. The host points out that this is a sign that the treasury is running dry and stability maintenance (weiwen) funds can no longer be sustained. At the same time, the program analyzes the government's tight control over personal assets and its disguised acts of seizing money, citing cases of widespread freezing of bank cards held by Chinese citizens overseas.

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Hello everyone, welcome to Qiqi Baba, I am Qiqi. Next, the CCP's focus should be on one thing: in the coming months, it's money grabbing—yes, just two words: money grabbing. So, I think the following notice is extremely, extremely important. Uh, facts have also proven that it is really not a joke.

As of the end of September, the scale of participation in our country's basic pension, unemployment, and work-related injury insurance ranks first in the world. In the next step, we will adhere to universal coverage and, through policy optimization and measures like "data-driven identification"—data-driven identification is very important. Right now, uh, there are still some people who have not enrolled in insurance, but where exactly are these people? We still need to find them through various methods and then actively mobilize them to enroll.

This is actually very easy to understand; it means that the mandatory social security will find you and ensure that you must pay it. It means you cannot refuse to pay. They will use various means to force you to pay. Some time ago, the social security amount was just adjusted, friends should remember, that is, everyone has to pay several hundred more each month—you have to pay several hundred yuan more; this is very exaggerated. Now, they have started to investigate people who have not paid social security on time and in full, or, uh, those who should have paid but didn't, or even perhaps if your income level doesn't reach the threshold, they might still force you to pay social security later on.

That is the two words I mentioned at the beginning: frankly speaking, they are openly and brazenly grabbing money! Many friends might answer, Chinese friends might say: "Why should I care how they harass me? I just won't pay, I just won't pay, what can they do?" Uh, first of all, there are too many ways they can do it, because you live on that land, and they are an authoritarian government. Do you think you can defy them? Not to mention that under that autocracy, you actually don't have so-called personal property at all! Every cent in your bank account might not even belong to you. For example, they could just issue a regulation saying that those who don't pay social security cannot work or earn a single cent of income. With just that, tell me, will you pay or not?

Not to mention that they can set up many, many thresholds, and they don't even need to target you as an individual, because targeting a specific individual is a troublesome thing. They only need to find all the companies and all the platforms. Do you think these companies would defy the government? For example, if they require that as long as there is income, social security must be paid, otherwise they will be fined. Then you say, you say you won't pay, then can you still work in these companies or continue to make money on these platforms?

Even freelancing is likely to be harvested, meaning one will have no choice but to bow down. Because if the CCP really wants to force something, after all, it is an authoritarian government, and its control over that land makes it a very easy thing to do. If they are determined to force something, then it seems they are truly reaching the point of outright robbery! Because their stability maintenance costs are likely draining away like flowing water and they can no longer sustain it.

Honestly, they really had accumulated a very thick foundation before, truly very thick. But I didn't expect it to be spent so quickly; now they can't hold on anymore. This is actually, uh, the CCP's approach is a paradox. Look, they are frantically grabbing money from the hands of the Chinese people, so what is the purpose of this money-grabbing? It is to suppress and maintain stability over the Chinese people. But you tell me, if you grabbed a little less, and the Chinese people had a little money in their pockets, everyone wouldn't be making trouble, and you wouldn't need to spend so much money on stability maintenance, right? And the lives of the Chinese people could be better, and the development of the entire country might improve. But the CCP doesn't think this way; the CCP would rather have the Chinese people die of poverty or hardship than ever stop their hands from robbing.

Sigh, it's not actually that they haven't had enough, or that they just can't get enough money—of course, they can't get enough. But they have an even more important underlying logic: they are even more afraid of the Chinese people living well. Because once people are well-fed and clothed, there is a probability—not necessarily a certainty, but a probability—that they might pursue spiritual fulfillment. And if one wants to pursue spiritual fulfillment, freedom is paramount; this freedom of thought and body is paramount. Therefore, they absolutely cannot, or rather, they are very afraid of the majority of Chinese people being well-fed and satisfied.

Moreover, this policy currently doesn't seem to be just talk! They just mentioned it, and in real life, they have already started looking for people.

[Video Clip] Friends, I just woke up this morning, and while brushing my teeth, I received a call asking if I hadn't paid my social security. I initially thought it was a scammer, but then he said he was from a certain community office. Hey, I thought, oh, I do have an old house there, so I asked what's going on? Why is the community office managing my social security now? He said the county-level system checked that I hadn't paid social security, and the county handed the list to the community, telling them to call and ask.

Then he asked me, "Hey, do you want to buy urban and rural resident pension insurance? It's 500 yuan a year, and after retirement, you can receive 400 to 500 yuan in pension every month." I calculated it: pay 500 a year, and after retirement, you can receive 5,000 a year. This return rate feels quite cost-effective. I even doubted if I heard it wrong, but then I remembered the "impossible trinity" for ordinary people: good things, cheap prices, and accessibility—these three things cannot exist simultaneously. I asked Doubao to calculate it, and uh, Doubao said paying 500 to get 5,000 until death requires an annual compound interest rate of 15.5%. Doubao told me directly that it is almost impossible in reality.

Doubao wasn't wrong! Have you ever seen a wealth management product that can achieve over 15%? What about usury? Anything over 24% is considered usury. But social security is not commercial insurance; you can't just talk about economic logic—ah, Doubao doesn't understand this. Social security requires fiscal investment to ensure a continuous stream of payments. As a result, after finishing the call, I saw the Ministry of Human Resources and Social Security press conference saying that "data finding people" is very important! There are still some people who haven't enrolled, and where exactly are these people? They still need to use various methods to find people and mobilize them to enroll. It turns out that I am one of the people mentioned in this press conference. Sigh, alright, "data finding people" found me.

But just finding me is useless! I just calculated it; relying on my meager savings is completely insufficient! Social security is going to lose money, so where will the missing money come from? That is the real problem.

This is not an isolated case; many are being found and urged like this. And if they find that finding individuals cannot be implemented—as I mentioned above, it's hard to control, too scattered, right? Everyone, right? There are so many—then, as I said, they start using punitive measures.

Uh, honestly, I didn't expect it to be this fast and this urgent. Because usually, with regulations like social security, when they are just released, you wouldn't expect punitive measures to follow immediately; this is too rushed. So it can only be said that the pool is truly about to be empty, about to dry up, and not a single cent can be squeezed out anymore. So now they are demanding that all Chinese people must immediately take money out of their pockets; everyone has to pay, and they can't wait even a moment. Such words were just spoken, and it's going to start next month; they are in such a rush.

Actually, this is a disguised head tax. Because regardless of how much you earn from your work, and regardless of whether you have achieved a basic survival capability in society—whether your income can afford this or not—you are forced to pay this social security. Moreover, the actual amount may already exceed what you can bear, forcing you to pay for them. Who can stand this, right? In fact, they simply cannot hold on anymore. Everyone knows that the dual-track system of this social security was bound to blow up sooner or later, and now it is just blowing up. After all, once money goes into the pockets of the Chinese Communist Party (CCP), they will never spit out a single cent; they will never spit out a single cent. Therefore, they are just squeezing the current Chinese people, and they won't even let go of those overseas.

[Video Clip] Friends, I am currently in Argentina, and today I found that all the bank cards under my name have been frozen. I looked into the cause of this matter: on September 30, I made a transfer, and then on October 8, I received a call from the police station informing me that the anti-fraud center deemed this transfer of mine risky and imposed a protective payment suspension on me. What does a protective payment suspension mean? It means your bank card can only receive funds but cannot make outgoing payments, and this freezing duration will last for at least half a month. I discovered this today when I was making an online payment and found that I could not pay the twenty-yuan shipping fee. Because when I received the call from the police station, I explained that this transfer of mine was a normal transaction, neither party's account had any problems, and I had a contract in hand. Coupled with my very tight daily schedule while abroad, I completely did not expect that all my bank cards would just be frozen like this. Regarding this matter, I have several.

[Video Clip] points that I find very hard to understand, and I kindly ask everyone for advice. First, my actual transfer time was September 30, but the time my bank card was frozen was at least a week later. The anti-fraud center suspected that I was being scammed; then may I ask, what kind of role can freezing my bank card a week after my transfer possibly play? Second, after I received the call, I communicated with the police station at the first opportunity, explaining that this was not a scam but a normal transfer, and everyone in my family also knew about this situation and information. Why did they still carry out such a protective payment suspension operation on me? Third, I am currently in Argentina. None of my bank cards work, none of my credit cards can pay for anything, and I can't even hail a ride using Uber. If I weren't traveling together with Chris, how on earth would I survive abroad with not a penny to my name? At the same time, during the period when my bank card is frozen, I am unable to make credit card repayments, and the resulting.

[Video Clip] problem—who will bear it? I also looked up on the internet whether there is a solution for a frozen account. The answer is yes; you need to personally take your ID card to the police station to explain the situation, and within 24 to 48 hours, they can help you unfreeze it. But I am currently abroad, and I really have no way to immediately operate and handle this. I don't know what on earth should be done about this matter. As I said before, my transfer was a normal transfer and not a scam, but due to the credit card freeze, I may indeed suffer property losses subsequently. Who on earth will take responsibility for this? I completely understand the determination and good intentions of the staff to protect everyone, but this so-called protective payment suspension has a huge impact on my life, so I am asking for help here: if someone encounters such a situation while overseas, how on earth should it be handled? Thank you everyone, and sorry to trouble you.

Actually, this is simply to trap the money of the Chinese people and prevent it from flowing outward—it's only allowed to come in, not go out! Can you believe this? Can you believe this? It means you have zero independent rights over your own money. Friends must remember, under a dictatorial government, you have no personal property. Look, when you live in a country like this, it seems like you live in this house, you bought your own car, you have bank deposits, etc., but they can confiscate them with just a single word. You have no personal property protection because you have no such rights, nor do you have any channels to defend them. When they really rob you, you can do absolutely nothing about it. Look at the depositors of the rural banks in Henan; to this day, they still have no way to get back their own money, right?

In fact, this is only happening to Chinese people, and I really dare not even imagine it. Just imagine if people in a free and democratic country found that the money they legitimately earned was forcibly locked down by the government and prohibited from being withdrawn, with all their bank accounts frozen—especially after they had already provided proof and undergone personal identity confirmation, and without having committed any illegal acts whatsoever.

If they still don't let you make withdrawals, you have no choice but to blow up their government. But obviously, the Chinese Communist Party (CCP) is desperate for money. In fact, if you look at it, things weren't this exaggerated and strict before. So the question arises: with all those terrifyingly huge taxes, the numbers are shockingly large! Where on earth did the money go? Now, the pool that should be overflowing is empty, and they are still looking for innocent ordinary people to fill that massive deficit for them. Honestly, even if people work themselves to death for a lifetime, they could never fill the consumption you have overdrawn for hundreds of years!

Alright, that is all for this episode. If you would like to support me, please join the member channel. I especially hope to chat with everyone in real time during member live streams. That's it for this episode, see you next time.