All Gone Useless, the CCP's Final Move!? Everyone Starts Going Hungry, But One Thing Absolutely Cannot Be Cut — How to Survive? 7788 TALK『Refresh Your Mind 805』20261021
This episode mainly explores the immense survival pressure brought upon enterprises and individuals by China's recent policies, such as mandatory social security contributions, social security payment base adjustments, and tax penalties. Through numerous personal accounts from netizens and real-life examples, the video analyzes how, under the pension deficit, the government's pursuit of back taxes and social security payments through big data and raising the payment base has imposed a heavy burden on small and micro-enterprises as well as flexible workers. It points out that this not only triggers corporate layoffs and reduces workers' take-home pay, but also further worsens the plight of the already struggling populace at the bottom.
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From now on, nobody talk to me about "knowledge changes fate." I'm a fucking outstanding civil engineering graduate from China University of Petroleum, holding double senior engineer certificates and second-class constructor certificates. I have the standard teacher certification level for guzheng from the China Conservatory of Music. I worked in construction, I worked in private tutoring, I ran a homestay, and I worked in catering. Yet my life has been one hardship after another for over ten years. Who the fuck has as many certificates as I do? Right? If I spread out this big pile of my fucking certificates, there must be fucking twenty of them. Before, I thought I was just a fucking failure, still fucking lost in my thirties, couldn't get anything right, couldn't make any money, and was up to my fucking neck in debt. Now I fucking see it clearly. It's not that I'm incompetent! I'm just a bumpkin, I'm fucking worthless. At my age, I still hadn't realized that people are just fucking products of their environment. You're still over there trying to be a good person? You're still over there talking about "justice exists in the world" and "hard work always pays off"? You PUA yourself every day, but have you ever thought about where the real problem lies? It's that you stick to your fucking moral bottom line. What bottom line of being human? Ha! Trying to turn your life around through your own hard work is fucking stupid, stupid! If the parents are Chinese medicine doctors, the kid at best opens a foot massage parlor. If the parents are inside the system, the kid at least gets a public institution position. If the parents are fucking wage laborers, the kid wouldn't dare resign from a stable job his whole life. You think you can decide many things yourself? In fact, 70 percent of it has already been determined by the genes of our ancestors behind every one of us, you know? It influences our decisions. Whether it's actions, ways of thinking, or habits, the person is like a clone, like they're fucking possessed. The children of the middle class and bosses are imbued with value exchange; the children of farmers and workers are fucking possessed by honesty and kindness. This is a fucking wall that we can never break through. What the fuck are you competing for? You think you can turn your life around?
Uh, passed so many exams for certificates, ah, it seems like he worked really hard. But in essence, these certificates were issued after following the rules set by the CCP, right? Then for an authoritarian government, uh, since it holds all the power, making these certificates useless is naturally an easy thing for it. Because today it can say, "Okay, after you pass this exam, I'll say how valuable this certificate is," and then when you look for a job, it naturally gives you bonus points. But the next day, it declares again, "I no longer recognize this certificate, ah, it is now useless." Then all the convenience you had before when job hunting vanishes completely. What is this? This is authoritarian power.
Even though our cars haven't taken off yet, some people here can receive over 20,000 yuan a month in pension! That's over 300,000 a year, over 3 million in ten years, and one person can receive over 10 million in pension. We have this! We can even take out loans to pay our social security now. Does Elon Musk have this? Does America have this?
Mandatory universal social security, in plain English, means you must pay social security. So why was this policy introduced? In essence, it's because there isn't enough money left to pay pensions.
In communism, there is no shared wealth—only confiscation of property; there are no principles—it is all just business. First, let's look at China's pension payouts over the last five years: 5.47 trillion in 2020, 6.02 trillion in 2021, 6.31 trillion in 2022, 6.84 trillion in 2023, 7.3 trillion in 2024, and 7.74 trillion in 2025. The increase in social security expenditure is accelerating, growing by around 500 billion each year. Mind you, in 2025, people aged 60 and over accounted for 22.8% of the country's population, and aging is only just beginning. Coupled with a severe imbalance between birth rates and population aging, elderly people will account for over 40% after 2045, and social security expenditure may reach 17 trillion. Keep in mind that China's current fiscal revenue is only 21 trillion. All these measures—such as triple fines for companies not paying social security after November 1st, hunting down those who haven't paid, or many places now launching 'social security loans'—are merely slaking thirst by gazing at plums. One could say it is killing the goose that lays the golden eggs. If the mechanism remains unchanged, collapse is inevitable. First is the move targeting the retirement of hundreds of millions of people born in the 1980s: delaying retirement so that the 80s generation cannot retire. Even so, before the 80s generation even retires, social security expenditure will reach 13 trillion in ten years. Where is this money going to come from? Setting aside that the job market is already completely ruined, how will the post-90s and post-00s generations feel when they see how miserable the post-80s generation is? 'The policy changes whenever they feel like it; as soon as you run out of money, you pull stuff like this—who knows what it will be like when we get old?' So these people are scared off and simply lie flat—not marrying, not having kids, not paying social security, just giving up completely. If you arrest me and put me in jail for not paying social security, that's actually fine—at least the state covers three meals a day. Add to that the years during the pandemic when online loans proliferated and predatory lending was marketed everywhere, completely exhausting the future and potential of entire generations. After the pandemic, they don't even dare publish the number of defaulted judgment debtors anymore. On top of that, overdue debts face judicial asset freezes and violent debt collection, forcing many people out of normal jobs; some, pushed into desperation, even become factors of social instability. Even now, before this wound has even scabbed over, you hit them with another blow on social security—truly making up rules on a whim. So as mentioned earlier, without a change in the mechanism, this is a total dead end. Right now, they just try to find people who haven't paid social security and use every means to get them enrolled, while raising the contribution base for everyone currently paying, squeezing as much as they can out of the people they have. For instance, in a city where the minimum wage is just over 2,000, the minimum payment base is calculated based on 5,000 or 6,000, and in some cities it might be even higher. Delaying retirement may be delayed even further, and the contribution period will be extended again, but how long can this last? No matter how good a pressure cooker is, if you don't turn off the heat, it will explode sooner or later. So, this hole is unimaginably huge. At the end of the day, it's not that reform lacks direction. Start by reforming unreasonable benefits and privileges, clearly accounting for how public funds are allocated and used, then give businesses a way to survive, give the public jobs and income, enable low-income people to afford payments, and guarantee basic protection for those with tiny pensions. You can't just fixate on who hasn't paid and how much more you can collect while ignoring why people can't afford to pay—even forcing people to borrow money to pay social security only pushes today's trouble into tomorrow. You can't claim reform is difficult whenever it involves adjusting interests, yet demand the public overcome difficulties whenever it comes to paying up. For social security to be sustainable, it relies on employment, income, and fairness, not just aggressive collection. If they insist on blindly pursuing this dead-end path—focusing policy entirely on forcing non-payers to make back-payments, raising contribution bases, and delaying retirement age without treating the root cause—it won't just be a matter of a pension deficit; the entire pension system will face complete collapse.
After paying the 'five insurances and one housing fund' for employees, I noticed a problem. An employee's wage is 4,000 yuan a month, but the contribution base for pension insurance is 4,907 yuan. In other words, even if your salary is below 4,907 yuan, your payment is still calculated based on 4,907 yuan.
[Video Clip · Enforcement Officer] What are you selling here?
[Video Clip · Vendor] A few bamboo shoots.
[Video Clip · Enforcement Officer] The mountain is closed for afforestation. Digging bamboo shoots is forbidden, don't you know that?
[Video Clip · Vendor] These are defective, unusable shoots from my own plot, otherwise I wouldn't dig them.
[Video Clip · Enforcement Officer] They'll just rot anyway, who cares whether they're defective or not? Take them to the town government cafeteria right away—all confiscated. We won't fine you this time.
Friends, a video of mine with over a million views was suddenly taken down the other day. I posted this video on August 27 last year. As for the content of the video, everyone should be able to figure it out. At the time, I said right in the video that social security would definitely be mandatory in the future, and they would use some methods to enforce it. I got cursed out terribly back then. Just think about it, a video with over a million views, you had all kinds of people cursing. But now? They are starting to track people down using data—meaning they use big data to find those who haven't enrolled in social security. So what do they find them for? To bring warmth! Whether it feels warm or not, I don't know, but it definitely isn't warming the majority of people. There is a very realistic issue: the social security pools are completely different. To give an example, some people are bathing in a swimming pool, while you are swimming in a washbasin. But the interesting thing is, this big data tracking of the unenrolled doesn't look for the people bathing in the swimming pool; it only looks for the people swimming in this washbasin. But you say, they are already swimming in a washbasin, what can you do by finding them? Can you turn the washbasin into a swimming pool? Probably not, so they can only keep adding water to the basin. But how much to add? They added 20 last year, so this year it's got to be at least 30, right? Look, it's precisely this kind of disparate treatment that makes some people dissatisfied. Once they are dissatisfied, they stop paying. Once you stop paying, they start getting anxious. They start telling you that this is actually a good thing. If you pay now, when you get old later, you can collect seven or eight thousand every month. Don't laugh, there really fucking is seven or eight thousand. Open your eyes, three hundred bucks credited.
[Video Clip · Retired Elderly Person] At 47, I retired, don't go to work, have a pension, happier than anyone else. Those young people can go be stupid, there has to be some dedication after all.
Qi Qi Ba Ba TALK "Refreshing 805" 20261021
[Video Clip · Retired Elderly Person] Sixth Sister.
[Video Clip] Ah!
[Video Clip · Retired Elderly Person] Me.
[Video Clip] Over seven thousand, almost eight thousand.
[Video Clip · Retired Elderly Person] The two of us.
[Video Clip] Tens of thousands.
[Video Clip · Retired Elderly Person] Oh, use it.
Not cool, finished watching? Isn't this thing so great! But after watching it, if you still don't pay, then they're going to start using measures. Social security is officially included in tax penalties. Currently, this is only targeting employers, meaning if your company doesn't pay for you, the maximum penalty is three times. But is this a good thing? Based on the principle that good things for ordinary people don't require standing in line, it's probably not a good thing. I see some media saying that where the unenrolled are located isn't the key; the "enroll" in enrollment isn't just about pulling people in, it's about making them willing to stay. I think this sentence makes sense. If you want me to enroll, you have to let me make money first! It's like me telling you, oh, I'm so hungry, I haven't eaten in days. You say, let's go, I'll treat you to the restroom. Is that right?
If you'd said so earlier, you wouldn't have had to! They want fairness, aren't you bullying honest people?
At the end of the video, I'll use the ending of the deleted video to wrap things up. The other day, I went to a noodle shop and had a bowl of tomato and egg noodles. When I finished and paid the bill, the boss said your total consumption was ten thousand yuan. I said, boss, I only ate a bowl of noodles. The boss said, yes, but the table next to you ate nine thousand nine hundred and eighty yuan, and they skipped out on the bill. I said what does them skipping out on the bill have to do with me? The boss said, the noodles and tomatoes and eggs in your bowl were made from what they left behind. Unpaid social security.
Big data can find you, but for missing persons and telecom fraud, big data can't find them. A bunch of people once claimed they were looking for me all over the world for my health, and when they found me, they gave me three shots.
[Video Clip · Factory Boss] I have a supply chain friend who I've cooperated with for years, you know, who runs a factory. He got audited last month, and between back payments and fines, he forked over more than four hundred thousand, just because the social security base wasn't paid according to actual wages. Starting November 1st, these kinds of things are only going to become more frequent.
[Video Clip · Business Owner] Our social security base has to be declared according to over 80 percent. There are 15 people in the company, and most of them haven't bought social security, and basically their wages are all above eight thousand yuan. If we go and pay it like that, his annual social security cost would increase by about two hundred thousand. So, I made them lay off most of the employees, leaving only the boss and one operations supervisor.
[Video Clip · Commentator] Now in the civil service exams, the tax departments are expanding. Do you know how many tax personnel they want to recruit? Twenty-four thousand people, accounting for 60 percent of newly recruited civil service positions. Do you know what this means? With public finances already this tight, theoretically the civil service should be downsizing, right? And many are tax enforcement departments, on-the-ground departments. What does this mean? You have to connect it with that social security thing from earlier. The social security part talks about, hey, we need to achieve full coverage and mandatory enrollment, proactive enrollment—these two things, you have to look at them together. Meaning, previously you proactively said, hey, how and how; now people come down to the grassroots to tell you about visits, saying, hey, your side doesn't match up, and if it doesn't match up, we'll help you match it up. And I say we don't need to match up, we don't need to match up! No, no, no, it must be matched up for you, you guys really need to have some awareness.
[Video Clip · Small Business Owner] Let me just say, an eighteen-hundred-yuan social security fee, whoever wants to be the boss can be. I genuinely can't afford to pay this social security fee for my employees anymore. Flexible employment fees are going up too—can you guys handle this? I can't stay in Shenzhen anymore!
[Video Clip · Worker] Back-pay, back-pay, back-pay my ass! The boss told me that I have to back-pay social security from January to October. I said we've been paying every month, haven't we been paying normally? He said the base has changed now, so we have to back-pay from January to October. I asked how much? More than 100 per month. I calculated it, wouldn't that mean I have to pay back over 1,000? I can barely afford to eat, what the hell am I paying back! I said, what if I don't pay it, is that okay? I'll just stop paying. The boss said I've already made the back payment, so this money has to be deducted from you. Ah! How could my boss be so fast? Netizens, may I ask if I can get this money back? He already paid it back, why was he so fast? I looked it up, didn't this policy just come out? His speed is way too fast! Uh, I want my money back, can anyone tell me how to get it back now?
Social security policies are just great, livelihood protection covers maternity, work injuries, and medical care.
In 2026. On.
The "Social Security Services into Every Home" campaign was launched. At 8:30 this morning, the "Social Security Services into Every Home" campaign began at the entrance of Huangsha! In 2026, the Hong'an County Human Resources and Social Security Bureau's "Social Security Services into Every Home" campaign officially kicked off.
Today, we are holding in Jiulong Square in 2026.
Social security services reach nearly ten thousand homes, on-site publicity campaign. Social security services near ten thousand.
The campaign for every home, on October 14 they officially start this activity, which is tomorrow on site. We learned that there are various pension insurance plans, work injury insurance, enterprise annuities, and then including unemployment insurance, medical insurance, personal pensions; after collecting all these various stamps, we also have these small handy gifts on site, and you can take them right away. Good news, now you can even pay social security while taking the bus.
Alright, this is a good thing, buses and ferries have all turned into service stations. For those who haven't paid social security, shut them all down for me; for those who haven't paid in full, take a one-size-fits-all approach with them, close them all down, don't let anyone off! We workers must have some backbone! Don't go to these lousy companies anymore in the future, let's all go to state-owned enterprises, go to Fortune 500 companies, go to foreign enterprises. If all else fails, let's take the civil service exam, take the public institution exam, pay social security and housing fund to the maximum limit, with welfare and benefits maxed out directly, it simply couldn't be any better! I say you're still dreaming, I advise you to wake up quickly! If you ruin all these small businesses, what will happen to you? Among our hundreds of millions of ordinary workers, how many can really get into state-owned enterprises, really get into foreign enterprises? And how many people can truly pass the civil service exam? Ah! Do you think state-owned enterprises and Fortune 500 companies are run by your family? Do you think taking the civil service exam is like going to the grocery market to buy vegetables? You can get in just because you say so? If micro, small, and medium-sized enterprises are really shut down completely with a one-size-fits-all approach as you say, where will ordinary people like us, with no background and no education, go to earn money? Are you going to drink the northwest wind? How will you pay next month's mortgage? Who will pay for your child's formula? What is the most surreal thing right now? Many people, while earning a few thousand yuan at small enterprises to feed their families, are typing on their keyboards online shouting: "Hurry up and shut down these illegal companies!" I want to ask you, if they really all go bankrupt, the bosses all run away, and you can't even get your last bit of wages, who are you going to blame? Can the self-righteousness on the internet pay your mortgage for you?
Yesterday, a netizen commented: "I'm unemployed and a vagrant, how am I supposed to pay your social security?" Generation Sun, sigh.
Before he could find a job, big data found him first.
Ha, don't say it, it sounds pretty funny, right? But thinking about it, it's quite heartbreaking. It's not that people don't want to provide for their retirement, it's that right now, they can't even support themselves, right?
Do you really think that the group of people who are now receiving tens of thousands in pensions and traveling everywhere are the ones who suffered all kinds of hardships when they were young? In fact, these elderly people who can get high pensions are all people who enjoyed the dividends of their era; they were also enjoying the opportunities when they were young.
My salary with social security is 2,640, without social security it's 4,000. I chose to have social security, and I take home 2,640 a month. Many people ask, is it enough to spend? It's enough, just be frugal. I have never traveled, and I rarely eat out at restaurants. To say something without fear of being laughed at, I have never eaten at Haidilao. This year, I ate spicy dry pot for the first time, two people spent 98, a bit expensive, and I probably won't go again in the future. Usually I just eat spicy hot pot, rice noodles and the like, which cost at most 20, and that's only occasionally; I don't buy clothes much either. I have two days off a month, no time to wear my own clothes, my old clothes are enough to wear. I spend around 1,000 on myself a month. When I got married, I had no car and no house; I'm still renting now because I can't afford to buy a house. Over these years, apart from being pregnant and giving birth, once the child went to kindergarten, I started working. I don't know how life turned out like this either. Maybe some people would say, what is the meaning of such a life? I don't know either, it's just that people have to live, after all.
After paying social security in Guangzhou for ten years, I don't want to pay it anymore, I'm ready to stop it. Making money is really too hard now, wages aren't rising, but medical and pension costs keep going up. Last year it was still over 1,600, this year it shot straight up to over 1,800. I am a stay-at-home mother, and previously I had always bought social security using a business license; both the employer portion and the personal portion were borne by myself, an extra expenditure of nearly 2,000 yuan a month, I really can't hold up anymore. Initially they said paying for 15 years would be enough, now they say it will be delayed to 20 years; in the future, who can be sure it won't be delayed to 30 years?
It's over, the restaurant industry is collapsing! Now we are forced to pay social insurance for our employees. Honestly, do even fifty percent of restaurants today pay social insurance for their staff? Do they? Ah, the restaurant industry has such high turnover. People work for a few days, maybe a month or two, and then they quit. You pay social insurance for them today, and tomorrow they quit. How is this supposed to work? If you don't pay, they will definitely sue you after they resign, and they win every single time. Paying compensation for this and that—you know how thin restaurant profit margins are, right? And now they pull this stunt. Fine, so existing owners are like: alright, we can pay social insurance, but we'll just deduct it from the employees' wages. A salary of 5,000 becomes 4,000. Well, then the employees' world collapses! Oh, or do nothing, that works too. Just raise prices at the restaurant and get the money from the customers. Then the customers' world collapses! If the restaurant owners' world collapses, the customers' world collapses, and the employees' world collapses, whose world is actually doing well here?
A 30-year mortgage and 20-year social insurance mean that I have to raise my children and send off my parents while burdened with a mortgage and paying social insurance. Such a heartbreaking reality!
Uh, the attitude of the Chinese Communist Party (CCP) toward the Chinese people is that you can go without food, but you cannot skip paying social insurance. Ah, this is the current state of affairs. For them, even if the people starve until they are skin and bones, starving through a famine, not a single penny of the money you owe them can be reduced. If you don't obediently hand it over through normal channels, if you don't pay, they'll just rob you. Alright, that is all for this episode. If you want to support me, please join the membership channel. I also really look forward to chatting with everyone in real-time during the member livestreams. That's it for this episode, see you next time.