Those struggling with mortgage repayments can reportedly negotiate with banks to defer payments or set up a buffer period, but the outstanding debt still must be repaid.
Evidence EVIDENCE
Sources 3 · Archived 0
SourceTypeReliabilityLink
胡力任《真實中國》
2026-09-28 22:57 · 胡力任《真實中國》 发布了新视频：習近平疑似迫於中共內部強大壓力放棄習家王朝計畫！《真實中國》
Media
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Yicai Global: Lenders Open Applications for 40-Year Mortgages
2026-10-09 14:36 · Banks are now also permitted to grant repayment extensions to borrowers in temporary financial difficulty, though it should not exceed half of the original term, and the original term plus the extension should not exceed 40 years.
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新华网/经济参考报：银行落地“40年房贷”新政一线观察
2026-10-09 14:36 · 存量延期进度也因系统改造、合同变更和风险重估情况现分化。
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Context CONTEXT
Cause
08.28
·Verified
·Importance III
·China
This event
China Introduces Buffer Arrangement for Deferred Mortgage Repayments
2026.08.28 · Verifying
Effect
Not recorded yet
Coverage of this event COVERAGE